Designing products for the long run — on screens and on trails

For Reference only. I do NOT own copyrights to this image
  1. Do you support Recurring payments?
  2. Do you support Automated payments via ACH?
  3. Is there a nominal monthly fee?
  4. What is the minimum balance in case of no usage?
  5. Can the primary user update card permissions?
  6. Can I block payment for a particular shopping? Eg: Zara for a sibling
  7. Can I remove & add a new partner?
  8. Does it affect credit score?
  9. Show whether the partner’s Cibil score range for an idea
  10. Get approval from your partner via SMS for higher spending (2FA)
  11. Can I add a spending limit to my partner’s account?
  12. Incrementally increase spending & not abruptly
  13. Rewards on the number of transactions per day
  14. Do you stop me from transactions on a mobile gaming site?
  15. How many ATMs are covered across geography?
  16. Can I add my family & pause for a member?
  17. Option in Splitwise kind of .xls report emailed monthly with statistics
  18. Credit card support? Eg: Pay rent via CC by CRED
  19. Supports Contactless payments?
  20. Virtual card option if lost?
  21. Interest money?
  22. Is it FDIC protected?
  23. Promote success stories as financially secure couple goals
  24. Prevent gender roles via splitting (keeping the pay gap in gender)
  25. Advertise this with dating apps
  26. Can I pay for insurance?

References — Zeta Joint card, Gpay create group spilt, BranchX Raja Rani cards

Thank you for coming this far and feel free to reach out if you’d like to have conversations around products or partnerships.

Send an email to hello@prathima.me

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