Prathima's Miles & Milestones

Financial importance should be one of the top priorities to achieve irrespective of the gender. I made this list and have achieved some of them and the rest are still in progress. Hope it inspires you to get started or review your current financial freedom.

• Be Debt-free.
• Sell your crap.
• Cut your crap.
• Be minimalistic.
• Add more assets.
• Cashback points.
• Emergency funds.
• iStock Photography.
• Understand the law.
• Save to buy a house.
• Save for the Vacation.
• Understand the market.
• Save for the Certification.
• Choose your friends carefully.
• Save as many lakhs as your age.
• Learn Accounting and investing.
• Retire at 50 Re-engineering plan.
• Invest for tax-free returns like a PPF.
• Monetize your hobbies — Passive incomes.
• Plenty of liquid-cash in FDs’ which can be liquidated.
• Insurance — be for Life, Travel, Business and, your Health.
• Always buy luxuries with income from assets and not loans.
• Save at least three months of your monthly expenses as savings.
• Seek out mentors to help you achieve your wealth building goals. It’s hard to measure the power of good advice.
• Do not underestimate the power of less — “Little drops of water make a mighty ocean.”
• Quoting from a book — “Rich people work to learn and not for Job security”.

P.S. Do NOT forget to give back to society.